Last Updated: 12/1/2025At SmrtFund, we respect your privacy and are committed to protecting your personal information. This California Consumer Privacy Act (CCPA) Notice applies solely to California residents and describes your rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act of 2020 (“CCPA”).1. Your Rights Under the CCPAAs a California resident, you have the following rights under the CCPA:Right to Know – You can request information about the categories and specific pieces of personal data we collect, use, disclose, and share.Right to Delete – You can request that we delete your personal information, subject to certain exceptions.Right to Correct – You can request correction of inaccurate personal information we maintain about you.Right to Opt-Out of Sale or Sharing – You have the right to direct us not to sell or share your personal data with third parties.Right to Limit Use of Sensitive Personal Information – You can request that we limit the use of sensitive personal information.Right to Non-Discrimination – We will not discriminate against you for exercising your CCPA rights.2. Categories of Personal Information We CollectWe collect the following categories of personal information:Identifiers – Name, email address, phone number, postal address.Commercial Information – Transaction history, records of services purchased.Internet or Network Activity – Browsing history, interactions with our website.Geolocation Data – If enabled on your device.Professional or Employment Information – If provided for financing applications.Sensitive Personal Information – Certain financial data, if applicable.3. How We Use and Share Your InformationWe use your personal information for business purposes such as:Providing and improving our servicesProcessing applications and transactionsPersonalizing user experiences
Marketing and advertisingSecurity and fraud preventionWe may share your information with service providers and business partners for legitimate business purposes. We do not sell personal information for monetary compensation, but we may share certain data for advertising or analytics.4. Exercising Your CCPA RightsTo submit a request to exercise your rights, email us at [email protected].We will verify your request and respond within the time period required by law.5. Do Not Sell or Share My Personal InformationIf you wish to opt out of the sale or sharing of your personal information, please visit our Do Not Sell or Share My Personal Information page.6. Updates to This NoticeWe may update this CCPA Notice from time to time. The latest version will be posted on this page with the effective date.For more details, please refer to our full Privacy Policy.